Recently I’ve been fighting through a situation in my family that simply screamed to be written about.  I’m just a bit player in the drama, and perhaps that’s what makes it so painful to watch.  The Phone Call My wife received a phone call from her brother.  Yes, that same brother who helped convince me [...]

Anyone who’s spent any time in the car business, or probably sales in general, knows exactly what debt motivation is.  Management is always encouraging salespeople to spend every dollar in their bank accounts, buy new cars, and even buy houses.  With all those big payments due every month and no savings to fall back on, [...]

I’ll be quick to clarify – that’s the annual deficit, not the national debt.  The deficit is the amount that’s added to the debt in any given year – the debt is the total amount owed.  Any year that we run a deficit, no matter how small it is, we’re actually adding to the national [...]