Deficit Spending and Hard Money

You can’t turn on the news, or fire up your computer without hearing /seeing the latest headlines about what the US government is over-spending on next.  Whether it’s the debacle in Iraq, Wall Street bailouts, Detroit bailouts, or some other such nonsense, there’s no denying that our government spending is absolutely out of control.  Not [...]

Worst 5 Ways to Save Money

Cutting back is a big deal these days – even folks who aren’t truly interested in improving their finances are cutting back, because, well, everyone else is doing it.  Whether it’s due to job loss, peer pressure, or simply a desire to turn your financial ship around, cutting back is a wise decision.  After all, [...]

Carnival of Net Worth #17

Welcome to the May 20, 2009 edition of the carnival of net worth – number 17 in a long series of highly irregular carnivals.  I’d normally make some promise to stick to the weekly schedule like I’m supposed to, but why lie?  Anyway, here are this editions entries that relate to growing your net worth:  [...]

Stubborn family member and a BMW

Recently I’ve been fighting through a situation in my family that simply screamed to be written about.  I’m just a bit player in the drama, and perhaps that’s what makes it so painful to watch.  The Phone Call My wife received a phone call from her brother.  Yes, that same brother who helped convince me [...]

The money value of time

Often you hear about the time value of money. That is, money tied up for a period of time has a missed opportunity cost. It also has to do with inflation – $50 today is worth far more than $50 willbe worth in 10 years, in terms of buying power. Something you don’t hear about [...]

Do my own yardwork this year or outsource?

The grass is starting to grow, and as a proud homeowner, I have a decision to make.  Do I drag out the lawnmower, trimmer, and edger, and put in some sweaty hours of hard work to tackle the job every week?  Or do I go the lazy route and pay someone else to do all [...]

Prepare Yourself for a Swine Flu Pandemic

I know, you’re sick of hearing about swine flu – and so am I.  Personally I think it’s overhyped, as the media tends to do with any sort of disease.  That being said, I’m not a doctor, and I don’t know if this is something worth really getting scared about.  Also, lots of regular folks [...]

Tweeting for cash

During a great discussion with @PaulRushing, I got to thinking, is it ok to send out sponsored tweets?  While this is far from a Twitter blog, I think this has a very real relationship to personal finance.  After all, if you do accept money to tweet a certain message, that’s money that you could put [...]

Turn your back on your financial past

This is a follow-up to my post entitled: Are you willing to change? from last week.  So you’ve realized that your financial situation just isn’t working.  You have a problem, and you’ve admitted it – good.  But it’s not good enough.  You have to change, and do it quickly.   The financial choices you’ve made so [...]

Carnival of Net Worth #16

Welcome to the May 6, 2009 edition of the carnival of net worth. David presents APR vs. APY posted at Personal Finance Ology, saying, "Get informed on the difference between apr and apy, and learn how to shop around for the best financial products." Relax presents The art of taking risk posted at The Wise [...]

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