Comments on: Investing – a Conundrum http://www.llamamoney.com/investing-a-conundrum/ It's not just money - it's Llama Money Wed, 24 Feb 2010 19:39:57 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Dollar Frugal » Blog Archive » It’s Been a Long Time - Wednesday Linkings on Thursday http://www.llamamoney.com/investing-a-conundrum/comment-page-1/#comment-2116 Dollar Frugal » Blog Archive » It’s Been a Long Time - Wednesday Linkings on Thursday Thu, 19 Mar 2009 09:28:56 +0000 http://www.llamamoney.com/investing-a-conundrum/#comment-2116 [...] Money has an article about Investing.  Do you have money to be throwing [...] [...] Money has an article about Investing.  Do you have money to be throwing [...]

]]> By: Llama Money http://www.llamamoney.com/investing-a-conundrum/comment-page-1/#comment-2082 Llama Money Tue, 17 Mar 2009 01:57:03 +0000 http://www.llamamoney.com/investing-a-conundrum/#comment-2082 I'm not suggesting that we all sleep on mattresses made of federal reserve notes - though I'd like to try it just once. My point was that all of us have heard the advice - don't put money in the stock market if you can't afford to lose it. Then those same people touting that advice will put every dollar of their retirement savings into the stock market. Doesn't make much sense. I’m not suggesting that we all sleep on mattresses made of federal reserve notes – though I’d like to try it just once. My point was that all of us have heard the advice – don’t put money in the stock market if you can’t afford to lose it. Then those same people touting that advice will put every dollar of their retirement savings into the stock market. Doesn’t make much sense.

]]> By: misanthropope http://www.llamamoney.com/investing-a-conundrum/comment-page-1/#comment-2068 misanthropope Mon, 16 Mar 2009 06:09:06 +0000 http://www.llamamoney.com/investing-a-conundrum/#comment-2068 "only invest what you can afford to lose" only makes any sense at all if you already have enough assets that you could get by just stuffing your money into your mattress. most people don't perceive their situation as being like that- though whether that is based on unreasonable expectations for their future "lifestyle" is a question worth exploring. if "can't afford to lose it" is really taken seriously, only treasuries will do. if you have the income to finance a prompt and comfortable retirement on breakeven "investments", then you make enough cheddar that you _could_ afford to lose it. THERE is your conundrum. “only invest what you can afford to lose” only makes any sense at all if you already have enough assets that you could get by just stuffing your money into your mattress. most people don’t perceive their situation as being like that- though whether that is based on unreasonable expectations for their future “lifestyle” is a question worth exploring.

if “can’t afford to lose it” is really taken seriously, only treasuries will do. if you have the income to finance a prompt and comfortable retirement on breakeven “investments”, then you make enough cheddar that you _could_ afford to lose it. THERE is your conundrum.

]]>