Entries for the ‘Spending’ Category

Budget Busters

This weekend, my washing machine decided that it no longer likes warm water.  It hasn’t liked hot water for quite some time, but it was content to use warm.  This is no longer the case.  Any time we switch it on warm or hot, it pours forth water from every orifice, and makes quite a [...]

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Fast Food Kills Your Wallet

I’ll admit it – I’m a huge Dollar Menu fan.  Wendy’s and McDonald’s get a lot of my business because they have some great offerings on the Dollar Menu.  The thing is, those dollar items add up a big hurry, and end up not really being cheap.  Let’s take a look at something. Let’s say [...]

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The Swimming Pool Dilemma

When my wife and I bought our house, the biggest drawback was that we would no longer have access to a swimming pool.  Our previous apartment had a pretty large pool, that both my wife and son used all summer long.  I enjoyed it too, though not as often. The talk around our house recently [...]

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My Dumbest Purchase Ever – Lincoln Navigator

Over at Debt Kid, there was a contest running.  The winner won Debt Kid’s dumbest purchase ever – a Nintendo DS.  Lucky for him, that’s only a $130 or so purchase.  Though the contest is over ( not sure who won? ), I decided I should write about my dumbest purchase ever as well.  When [...]

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I have Enough

Two weeks ago in church, the pastor was speaking on finances.  You might be thinking – what does a pastor know about finances?  Often times, quite a bit more than you might think.  After all, pastors aren’t known for bringing home big paychecks.  And they do counsel many of the people in their church – [...]

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College and a parent’s responsibility

When the topic of college education comes up, there are generally two issues that come up.  The parents will pay for their child’s college education, at the expense of their financial well-being and / or retirement fund.  The flip side is the child ( young adult ) who is going to college, without parental assistance, [...]

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Remember to budget for medical expenses

When you’re making / updating your budget, remember to leave a spot for medical expenses.  These days, even with health insurance, medical care is very expensive.  Earlier this month, I had to visit the doctor because I had a 102+ fever for 4 days, along with a nasty cough.  It turned out to be nothing [...]

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Needs vs Wants

One of the biggest steps to improving your financial health is identifying the difference between needs ands wants.  If you’re like me, then you’ve been hearing ( or saying ) the phrase "I need this" or "Do you know what we need?" or "What we really need is".  Many things seem like needs – especially [...]

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Christmas Hurt My Wallet

The bills from Christmas are finally rolling in and the damage is pretty severe.  We managed to spend my entire Christmas Fund, including my bonus, plus a lot more.  We managed to do that without even traveling, which we nearly always do during the Holiday season. I’m still tallying up how this huge overspending failure [...]

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