I’ve started compiling my net worth report early this month,for a change. Quite frankly, I’m disappointed in myself for making several large purchases in the same month. Normally I’m pretty good at spreading large purchases out over time, so they don’t hit quite as hard. Not this time around. I made two major purchases in [...]
The first major purchase after a new computer is usually a suite of programs that we’ve all been using for years – Microsoft Office. You know, the suite that includes Word, Excel, and Outlook. Depending on what version you currently have, and what version you buy, this can run you anywhere from about $130 to [...]
The grass is starting to grow, and as a proud homeowner, I have a decision to make. Do I drag out the lawnmower, trimmer, and edger, and put in some sweaty hours of hard work to tackle the job every week? Or do I go the lazy route and pay someone else to do all [...]
And when I say it’s good for you, I do mean financially. Go ahead, take your wife to that movie she’s been wanting to see. Stop at Starbucks afterwards and enjoy a $6 coffee. Heck, even spring for that $5 brownie that looks so delicious. The point is, you need to splurge a little bit [...]
Banks aren’t lending; people aren’t spending. That’s what’s wrong with the economy today ( at least, on a very, very basic level. ) So, what to do? Well unless you’re a bank, the answer would seem to be “spend, spend spend!” And indeed, if we all get together and spend like crazy, our country’s economic [...]
No matter how frugal you are, no matter how carefully you budget your money, it doesn’t take much. Months of hard work, tracking every dollar, can be gone in a single day! One day of giving in, indulging yourself, convincing yourself that you "need" or "deserve" something new. Especially if that "something new" is expensive, [...]
One of the biggest stumbling blocks that I keep coming across in my pursuit of greater frugality is a lack of time. The internet is full of money-saving tips. Grow your own garden, make your own laundry detergent, cook every meal from scratch using the chickens in your back yard, etc etc. If you have [...]
I know – you’re thinking “But Llama Money, what happened to all that talk about saving your stimulus check?” After all, a smart llama saves found money, and I certainly consider myself a smart llama. Well, do you remember my post about needing a new washing machine? Yep, mine was leaking anytime warm or hot [...]
I’ve always been a huge proponent of rewards credit cards – I still am, in fact. But today marks a day I didn’t see coming. Today when I get home from work, I will remove my PenFed Rewards Visa from my wallet. The only time I’ll carry it with me, is if I need gas [...]
After the last 5 or 6 trips to the grocery store, my wife has seemed quite flustered. She kept commenting on how expensive things were getting. Without buying things like meat or chicken, our grocery bill would still be over $120 for a single week. Add in meat and chicken and things get really ugly. [...]
