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Entries for the ‘Savings’ Category

Teach your kids to save with Presidential Dollar Coins

Surely by now you’ve seen some of these dollar coins floating around.  First came the George Washington coins, then John Adams, Thomas Jefferson, and now James Monroe is in production.  These coins didn’t replace the Sacagawea coins, but rather are supplementing them.  They’re gold-ish in color, and slightly larger than a quarter.  Before anyone [...]

Popularity: 28% [?]

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Online Savings Accounts Lowering Rates

The more the Federal Reserve drops their rates, the lower rates become on Online Savings Accounts. For years, everyone recommended opening an online savings account - and for good reason. For a time, 5%+ APY was common. Earning five percent on your savings / emergency fund was fantastic, especially considering the fact [...]

Popularity: 22% [?]

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Christmas Fund - A Stress Reliever

Not too long ago, Christmas was a truly stressful time in the Llama household. We were used to having “Plastic Christmases” - you know the kind. Every gift was purchased on a credit card. That wouldn’t have been a bad thing - if we had the means to pay off said card [...]

Popularity: 53% [?]

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ING Direct drops rate to 4.20%

The Fed’s interest rate drop caused ING Direct, one of the most popular online savings accounts, to drop their rate to 4.20% APY. This is a pretty normal reaction - after all, if the bank has to pay more to borrow money, then they can’t very well afford to pay you the same amount [...]

Popularity: 64% [?]

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