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	<title>Llama Money &#187; Carnivals</title>
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	<description>It's not just money - it's Llama Money</description>
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		<title>Carnival of Net Worth #19</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-19/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-19/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 23:57:33 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>

		<guid isPermaLink="false">http://www.llamamoney.com/?p=459</guid>
		<description><![CDATA[Welcome to the June 24, 2009 edition of the carnival of net worth.  I&#8217;m making a comittment to doing weekly Carnival postings from now on.  No more flakiness from this Llama, no sirree.  Sit back and enjoy these great posts, full of ideas on how to improve your net worth. kathryn presents Buying a Car [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-19/">Carnival of Net Worth #19</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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<p>Welcome to the June 24, 2009 edition of the carnival of net worth.  I&#8217;m making a comittment to doing weekly Carnival postings from now on.  No more flakiness from this Llama, no sirree.  Sit back and enjoy these great posts, full of ideas on how to improve your net worth.</p>
<p><!-- Carnival Submission --></p>
<p><strong> kathryn</strong> presents <a href="http://www.outofdebtchristian.com/how-to-save-tips/buying-a-car-for-500-not-a-typo/">Buying a Car for $500 (Not a Typo)</a> posted at <a href="http://www.outofdebtchristian.com">Out of Debt Christian</a>, saying, &#8220;Auto expenses are one of the biggest line items on most people’s budget, so from time to time we all try to trim them by shopping for cheaper gas or looking for lower cost insurance. Well, what if you slashed your car costs by 90% or more?&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Jack Schmidt</strong> presents <a href="http://jackschmidt.bravejournal.com/entry/32793">Diversity Means Never Having to Say You&#8217;re Sorry</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &#8220;Personal Finance &#8211; Everything for the Big Spender on a Budget.  Now you can live like a fat cat, even if you&#8217;re on a money diet.  Laugh all the way to the bank with Jack Schmidt and SectorMatic.  It&#8217;s for you!&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/how-to-compare-mortgage-refinance-offers.html">How to Compare Mortgage Refinance Offers</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Debt Freedom Fighter</strong> presents <a href="http://www.discoverdebtfreedom.com/2009/05/28/the-benefits-of-insurance-for-your-family/">The Benefits of Insurance for Your Family</a> posted at <a href="http://www.discoverdebtfreedom.com">Discover Debt Freedom!</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/05/29/cd-ladders-short-term-investments/">CD Ladders Are a Good Choice for Short Term Investments</a> posted at <a href="http://militaryfinancenetwork.com">Military Finance Network</a>, saying, &#8220;If you need the money within the next few years, you don’t want to take much investment risk. CD ladders and savings accounts are a great choice.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/05/29/questions-to-ask-your-financial-planner/">Questions to Ask Your Financial Planner</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong> kathryn</strong> presents <a href="http://www.outofdebtchristian.com/mortgages/refinancing-answers/">Refinancing Answers</a> posted at <a href="http://www.outofdebtchristian.com">Out of Debt Christian</a>, saying, &#8220;The interest rates are down and now have many homeowners considering the path of refinancing. Experts in the industry are encouraging those homeowners that do qualify for refinancing to take the leap (partly in hopes of stimulating the economy and the lending industry). It is important to look at the cost verses the benefits before taking the refinancing leap.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Matthew Paulson</strong> presents <a href="http://www.americanconsumernews.com/2009/05/how-to-develop-a-plan-to-repay-your-credit-card-debt.html">How to Develop a Plan to Repay your Credit Card Debt</a> posted at <a href="http://www.americanconsumernews.com">American Consumer News</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Savings Toolbox</strong> presents <a href="http://www.savingstoolbox.com/2009/03/26/are-you-saving-for-a-job-loss-or-job-change/">Are you Saving For a Job Loss or Job Change?</a> posted at <a href="http://www.savingstoolbox.com">Savings Toolbox</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Tushar Mathur</strong> presents <a href="http://www.everythingfinanceblog.com/2009/06/long-term-investing.html">Long Term Investing</a> posted at <a href="http://www.everythingfinanceblog.com/">Everything Finance</a>, saying, &#8220;Investing has its own language and understanding it can make it easier to be a confident investor. Two common terms you hear when people talk about investing are &#8220;bid&#8221; and &#8220;ask.&#8221; Here&#8217;s an explanation of what they mean.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Deposit Accounts</strong> presents <a href="http://www.depositaccounts.com/blog/dont-forget-to-plan-for-windfall-money.html">Don&#8217;t Forget to Plan for Windfall Money</a> posted at <a href="http://www.depositaccounts.com">Deposit Accounts</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/average-net-worth-of-an-american-family.html">Average Net Worth of an American Family</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/06/08/529-college-savings-plan-tax-advantages/">Tax Advantages of 529 Plans</a> posted at <a href="http://militaryfinancenetwork.com">Military Finance Network</a>, saying, &#8220;Tax advantages for the 529 College Savings plan.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/06/03/how-to-pay-off-your-mortgage-early/">How to Pay Off Your Mortgage Early</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>FMF</strong> presents <a href="http://www.freemoneyfinance.com/2009/06/would-you-work-at-a-job-for-free-to-prove-your-value.html">Would You Work at a Job for Free to Prove Your Value?</a> posted at <a href="http://www.freemoneyfinance.com/">Free Money Finance</a>, saying, &#8220;One way to get a job when you don&#8217;t have one.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Susan Saverton</strong> presents <a href="http://www.financialplannerpasadena.com/financial-planning-investment-management-efficiency-24.htm">9- Efficiency of Personal Investing Strategies</a> posted at <a href="http://www.financialplannerpasadena.com">Pasadena Financial Planner</a>, saying, &#8220;When pursuing optimal financial planning and investing strategies and controlling your costs and capital gains taxes, you also need to establish a time-efficient system to monitor, adjust, and adhere to your financial plan. You need to control and limit the time that you spend on your financial planning, and you need to focus your planning efforts on the most effective activities.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>jim</strong> presents <a href="http://www.bargaineering.com/articles/bvc-14-net-worth-isnt-about-money.html">BVC #14: Net Worth Isn&#8217;t About Money</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>BankMan</strong> presents <a href="http://highyieldsavingsaccounts.net/rates/">Top high yield savings account rates</a> posted at <a href="http://highyieldsavingsaccounts.net">High Yield Savings Accounts</a>, saying, &#8220;The top high yield savings accounts offer customers a good way to earn interest on their savings while their money is in the bank.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Dorian Wales</strong> presents <a href="http://www.thepersonalfinancier.com/2009/06/personal-finance-management-budget-vs.html">The Personal Financier: Personal Finance Management: Budget vs. Net Worth</a> posted at <a href="http://www.thepersonalfinancier.com/">The Personal Financier</a>, saying, &#8220;While it may be recommended to manage both a budget and net-worth sometimes focus leads to better results.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Jacques</strong> presents <a href="http://blog.monkeyprofit.com/2009/05/making-money-on-twitter-simple-easy-and-fun/">Making Money On Twitter</a> posted at <a href="http://blog.monkeyprofit.com">Monkeyprofit</a>, saying, &#8220;The easiest way to make money on twitter&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Dan at Everydayfinance</strong> presents <a href="http://everydayfinance.blogspot.com/2009/06/natural-gas-etf-anomaly-time-to-exploit.html">Natural Gas ETF Anomaly &#8211; Time to Exploit?</a> posted at <a href="http://everydayfinance.blogspot.com/">Everyday Finance</a>, saying, &#8220;This article highlights a strange phenomena brewing in a natural gas ETF which may be ripe for exploitation.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Debt Freedom Fighter</strong> presents <a href="http://www.discoverdebtfreedom.com/2009/06/19/how-to-create-a-money-management-plan/">How to Create a Money Management Plan</a> posted at <a href="http://www.discoverdebtfreedom.com">Discover Debt Freedom!</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Brian McKay</strong> presents <a href="http://www.monitorbankrates.com/mortgages/choosing-a-home-mortgage-4501">Choosing a Home Mortgage</a> posted at <a href="http://www.monitorbankrates.com">MonitorBankRates.com</a>, saying, &#8220;Choosing a home mortgage is probably the biggest financial decision most people make in their lifetime. Making the wrong choice can cost you tens of thousands of dollars more in mortgage interest payments.&#8221;</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: --></p>
<p>That concludes this edition.  Submit your blog article to the next edition of <strong>the carnival of net worth</strong> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/the+carnival+of+net+worth">the carnival of net worth</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</div>
<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-19/">Carnival of Net Worth #19</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth &#8211; AT&amp;T Sucks edition</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-att-sucks-edition/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-att-sucks-edition/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 02:09:36 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>
		<category><![CDATA[Net Worth]]></category>

		<guid isPermaLink="false">http://www.llamamoney.com/carnival-of-net-worth-att-sucks-edition/</guid>
		<description><![CDATA[Welcome to the June 17, 2009 edition of the carnival of net worth.&#160; Though AT&#38;T has absolutely nothing to do with the carnival this week, I thought it important to mention their supreme suckiness in the title.&#160; My biggest complaint?&#160; The iPhone 3.0 update came out, with the long awaiting MMS capability baked right in.&#160; [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-att-sucks-edition/">Carnival of Net Worth &ndash; AT&amp;T Sucks edition</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
]]></description>
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<p> <!-- EDIT THIS: carnival introduction begins with this paragraph: -->
<p>Welcome to the June 17, 2009 edition of the carnival of net worth.&#160; Though AT&amp;T has absolutely nothing to do with the carnival this week, I thought it important to mention their supreme suckiness in the title.&#160; My biggest complaint?&#160; The iPhone 3.0 update came out, with the long awaiting MMS capability baked right in.&#160; The problem?&#160; AT&amp;T doesn’t support iPhone MMS until “late summer”, which roughly translates to “whenever the hell they feel like it.”</p>
<p>Ok enough blathering about my intense hatred of AT&amp;T.&#160; On to this weeks carnival.&#160; Lots of submissions, but just a few related to net worth guys.&#160; On topic, c’mon!&#160; Enjoy the submissions below, and be sure to submit your entries for next week’s edition.</p>
<p> <!-- Carnival Submission -->
<p><b>FMF</b> presents <a href="http://www.freemoneyfinance.com/2009/05/more-thoughts-on-how-to-have-a-high-net-worth.html">More Thoughts on How to Have a High Net Worth</a> posted at <a href="http://www.freemoneyfinance.com/">Free Money Finance</a>, saying, &quot;Tips for growing your net worth.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>jim</b> presents <a href="http://www.bargaineering.com/articles/how-to-build-your-credit-history-with-tradelines.html">How to Build Your Credit History with Tradelines</a> posted at <a href="http://www.bargaineering.com/articles">Blueprint for Financial Prosperity</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>ChristianPF</b> presents <a href="http://www.christianpf.com/giveaway-10001-ways-to-live-large-on-a-small-budget/">10,001 Ways to Live Large on a Small Budget &#8211; giveaway</a> posted at <a href="http://www.christianpf.com">Money in the Bible | Christian Personal Finance Blog</a>, saying, &quot;This week we are giving away a copy of Wisebread&#8217;s new book&#8230;&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Savings Toolbox</b> presents <a href="http://www.savingstoolbox.com/2009/05/15/should-you-switch-to-a-credit-union-to-save/">Should You Switch to a Credit Union to Save?</a> posted at <a href="http://www.savingstoolbox.com">Savings Toolbox</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>MatthewPaulson</b> presents <a href="http://www.finetunedfinances.com/2009/05/what-are-health-savings-accounts-and-should-i-have-one/">What Are Health Savings Accounts and Should I Have One?</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>debt kid</b> presents <a href="http://www.debtkid.com/the-3-books-that-changed-my-financial-life-forever">3 Books that Changed my Financial Life Forever</a> posted at <a href="http://www.debtkid.com">DebtKid</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>SpendingIt</b> presents <a href="http://www.spendingit.com/opportunities-to-save-money/">The Three Biggest Opportunities to Save Money</a> posted at <a href="http://www.spendingit.com">Spending It</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>nickel</b> presents <a href="http://www.fivecentnickel.com/2009/05/22/how-to-find-the-best-mortgage-rates/">How to Find the Best Mortgage Rates</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>. </p>
<p> <!-- EDIT THIS: the conclusion begins with this paragraph: -->
<p>That concludes this edition. Submit your blog article to the next edition of <b>the carnival of net worth</b> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank">blog carnival index page</a>.</p>
<p>Technorati tags: <!-- add your technorati tags here! --><a href="http://technorati.com/tag/the+carnival+of+net+worth" rel="tag">the carnival of net worth</a>, <a href="http://technorati.com/tag/blog+carnival" rel="tag">blog carnival</a>. </p>
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<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-att-sucks-edition/">Carnival of Net Worth &ndash; AT&amp;T Sucks edition</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth #17</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-17/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-17/#comments</comments>
		<pubDate>Thu, 21 May 2009 00:10:59 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>
		<category><![CDATA[carnival]]></category>
		<category><![CDATA[Net Worth]]></category>

		<guid isPermaLink="false">http://www.llamamoney.com/carnival-of-net-worth-17/</guid>
		<description><![CDATA[Welcome to the May 20, 2009 edition of the carnival of net worth – number 17 in a long series of highly irregular carnivals.&#160; I’d normally make some promise to stick to the weekly schedule like I’m supposed to, but why lie?&#160; Anyway, here are this editions entries that relate to growing your net worth:&#160; [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-17/">Carnival of Net Worth #17</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
]]></description>
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<p> <!-- EDIT THIS: carnival introduction begins with this paragraph: -->
<p>Welcome to the May 20, 2009 edition of the carnival of net worth – number 17 in a long series of highly irregular carnivals.&#160; I’d normally make some promise to stick to the weekly schedule like I’m supposed to, but why lie?&#160; Anyway, here are this editions entries that relate to growing your net worth:&#160; </p>
<blockquote><p><strong>My favorite entries:</strong></p>
</blockquote>
<p><b>MoneyEnergy</b> presents <a href="http://www.getmoneyenergy.com/2009/03/how-to-protect-your-wealth-from-hyperinflation/">How To Protect Your Wealth From Hyperinflation</a> posted at <a href="http://www.getmoneyenergy.com">MoneyEnergy</a>. </p>
<p><b>Shaun Connell</b> presents <a href="http://learnfinancialplanning.com/the-case-for-buying-gold/">The Case for Buying Gold</a> posted at <a href="http://learnfinancialplanning.com">Financial Planning</a>, saying, &quot;Buying gold is a polarizing investment. I know several people who are putting all of their current investments into gold out of fear of runaway inflation in the next few years. Others are scoffing at the idea, and think this is the perfect time to buy stocks, not metal.&quot; </p>
</p>
<p><b>nickel</b> presents <a href="http://www.fivecentnickel.com/2009/04/20/how-to-get-out-of-debt/">How to Get Out of Debt</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>. </p>
<p><b>PicktheBrain</b> presents <a href="http://schoolloans.org/blog/college-education-debt/">Is a College Education Worth a Lifetime of Debt?</a> posted at <a href="http://schoolloans.org/blog">School Loans</a>. </p>
<p><b>ChristianPF</b> presents <a href="http://www.christianpf.com/diversification-strategy-from-the-bible/">Diversification strategy from the Bible</a> posted at <a href="http://www.christianpf.com">Money in the Bible | Christian Personal Finance Blog</a>. </p>
<p><b>Patrick @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/05/12/contribute-401k-no-employer-match/">Should You Contribute to a 401k Without an Employer Match?</a> posted at <a href="http://cashmoneylife.com">Cash Money Life</a>, saying, &quot;Why you should invest in your 401k even if your company doesn&#8217;t offer a matching contribution.&quot; </p>
<p>And here are the rest – tons of great entries this edition.</p>
<p> <!-- Carnival Submission -->
<p><b>Walter W. Fouse</b> presents <a href="http://www.bestnoloadmutualfund.com/the-best-noload-mutual-funds-etfs-13.htm">7 Ways to Pick the Best Noload Mutual Funds and ETFs</a> posted at <a href="http://www.bestnoloadmutualfund.com">Best No Load Funds</a>, saying, &quot;The vast body of investment research studies show that there really are better approaches to buying and owning mutual funds and ETFs. You do not need to frantically chase fund performance. Performance chasing simply does not work.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Richard M. Rothschild</b> presents <a href="http://www.bondmarketindexfund.com/united-states-taxable-bond-mutual-funds-9.htm">The Top 14 Low Cost Taxable United States Bond Mutual Funds (Low Minimum Deposit)</a> posted at <a href="http://www.bondmarketindexfund.com">Bond Market Index Funds</a>, saying, &quot;The top 14 low cost taxable US fixed income funds with a $10,000 or lower initial deposit. Low investment management fees are very important with fixed income funds. Simply put, if you pay higher bond mutual fund fees, then these bond management expenses tend just to be a deadweight loss to you. When you pay more in bond mutual fund fees, you are just wasting your money.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Frank B.</b> presents <a href="http://www.investment-basics.net/beginners-guide-to-investing/">Beginners Guide to Investing</a> posted at <a href="http://www.investment-basics.net/">Investment Basics</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>ChristianPF</b> presents <a href="http://www.christianpf.com/free-budgeting-form/">Free budgeting form</a> posted at <a href="http://www.christianpf.com">Money in the Bible | Christian Personal Finance Blog</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Ripe Trade</b> presents <a href="http://ripetrade.blogspot.com/2009/02/leveraged-and-inverse-etf-pitfalls.html">Ripe Trade: Leveraged and inverse ETF pitfalls</a> posted at <a href="http://ripetrade.blogspot.com/">Ripe Trade</a>, saying, &quot;This post explains the underperformance of leveraged and inverse ETFs because they are designed to track the underlying index based on a 1 day performance, these ETF’s wont track well over longer periods of time.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Tushar Mathur</b> presents <a href="http://www.everythingfinanceblog.com/2009/04/getting-finances-in-order.html">Getting finances in order</a> posted at <a href="http://www.everythingfinanceblog.com/">Everything Finance</a>, saying, &quot;Keeping organized records is a gift to your family and to yourself. It helps ensure that your wishes are followed, that your assets are accounted for, and that your money is available to meet your family&#8217;s needs in a timely fashion.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>KCLau</b> presents <a href="http://kclau.com/wealth-management/happy-with-less/">Learning to be Happy with Less</a> posted at <a href="http://kclau.com">KCLau&#8217;s Money Tips</a>, saying, &quot;How u can be happy with less material things&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Lindsay</b> presents <a href="http://offtheurbangrid.com/home-brewing/home-brewing-to-save-money-and-have-fun">Home Brewing to Save Money (and have fun)</a> posted at <a href="http://offtheurbangrid.com">Off the Urban Grid</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>ChristianPF</b> presents <a href="http://www.christianpf.com/best-free-personal-finance-software/">Whats the best FREE personal finance software?</a> posted at <a href="http://www.christianpf.com">Money in the Bible | Christian Personal Finance Blog</a>, saying, &quot;Stop by and vote for your favorite Free personal finance software or to see the results of the poll&#8230;&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Darwin</b> presents <a href="http://www.darwinsfinance.com/advanta-high-yield-notes-85-11-yield-worth-the-risk/">Advanta High Yield Notes: 8.5% &#8211; 11% Yield Worth the Risk?</a> posted at <a href="http://www.darwinsfinance.com">Darwin&#8217;s Finance</a>, saying, &quot;This article highlights the risks and benefits of extreme high yield investment notes at 8-11%.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Dan at Everydayfinance</b> presents <a href="http://everydayfinance.blogspot.com/2009/04/high-yield-bond-etf-12-yield-share.html">High Yield Bond ETF &#8211; 12% Yield + Share Gains Looking Attractive</a> posted at <a href="http://everydayfinance.blogspot.com/">Everyday Finance</a>, saying, &quot;This article highlights the compelling case for this 12% yield bond ETF that&#8217;s priced for a full-on Depression.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Dorian Wales</b> presents <a href="http://www.thepersonalfinancier.com/2008/11/shortcuts-to-early-retirement-absurd.html">Shortcuts to Early Retirement – Absurd Frugal Thinking or Common Financial Sense?</a> posted at <a href="http://www.thepersonalfinancier.com/">The Personal Financier</a>, saying, &quot;Permanent income gone astray&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>The Investor</b> presents <a href="http://monevator.com/2009/04/16/opportunity-cost-when-starting-a-business/">Opportunity cost when starting a business</a> posted at <a href="http://monevator.com">Monevator.com</a>, saying, &quot;Don&#8217;t believe the hype! You may have too much to lose to risk everything by giving up your job to start up a business from scratch.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Patrick @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/04/09/change-own-oil-worth-cost-savings/">Should you change your own oil?</a> posted at <a href="http://cashmoneylife.com">Cash Money Life</a>, saying, &quot;Does changing your own oil save money?&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Silicon Valley Blogger</b> presents <a href="http://www.thedigeratilife.com/blog/index.php/2008/10/13/high-yield-savings-account-interest-rate-changes-ahead/">High Yield Savings Account Interest Rates: Changes Ahead?</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Thanks!&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Summer Munyon</b> presents <a href="http://blog.manausa.com/2009/04/13/bottom-of-the-real-estate-market/">How To Find The Bottom Of The Real Estate Market</a> posted at <a href="http://blog.manausa.com">Tallahassee Real Estate Blog</a>, saying, &quot;If you want to know the beginning of the next phase of the market turn, just keep an eye on the green line in the graph below. You can visit this graph (updated twice per week) at The Market Bulletin.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Deposit Accounts</b> presents <a href="http://www.depositaccounts.com/blog/keep-more-of-your-money-tips-for-better-banking.html">Keep More of Your Money: Tips for Better Banking</a> posted at <a href="http://www.depositaccounts.com">Deposit Accounts</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Savings Toolbox</b> presents <a href="http://www.savingstoolbox.com/2009/04/22/squeezing-more-savings-out-of-your-budget/">Squeezing More Savings Out Of Your Budget</a> posted at <a href="http://www.savingstoolbox.com">Savings Toolbox</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://jackschmidt.bravejournal.com/entry/31169">How To Pick A Profitable Mutual Fund</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SecorMatic Money Journal. It&#8217;s for you!&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Patrick @ Military Money</b> presents <a href="http://militaryfinancenetwork.com/2009/04/21/financial-planning-for-military-families/">Financial Planning For Military Families</a> posted at <a href="http://militaryfinancenetwork.com">Military Finance Network</a>, saying, &quot;Financial planning tips to help families prepare for emergencies and other life events.&quot; </p>
<p><b>Leave Debt Behind</b> presents <a href="http://www.leavedebtbehind.com/pay-off-debt/how-you-can-pay-off-your-mortgage-faster-and-save-money">How You Can Pay off Your Mortgage Faster and Save Money</a> posted at <a href="http://www.leavedebtbehind.com">Leave Debt Behind</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Debt Free Destiny</b> presents <a href="http://www.debtfreedestiny.com/saving-money/cut-these-7-things-out-of-your-life-now-and-save-big/">Cut These 7 Things Out of Your Life Now and Save Big</a> posted at <a href="http://www.debtfreedestiny.com">Debt Free Destiny</a>. </p>
<p><b>ChristianPF</b> presents <a href="http://www.christianpf.com/should-i-sell-my-stocks/">Should I sell my stocks or buy more?</a> posted at <a href="http://www.christianpf.com">Money in the Bible | Christian Personal Finance Blog</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>MatthewPaulson</b> presents <a href="http://www.finetunedfinances.com/2009/05/grow-your-investments-%E2%80%93-know-the-rule-of-72/">Grow Your Investments: Know the Rule of 72</a> posted at <a href="http://www.finetunedfinances.com">Fine-Tuned Finances</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>nickel</b> presents <a href="http://www.fivecentnickel.com/2009/05/08/buying-a-foreclosed-home/">Buying a Foreclosed Home</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Sun</b> presents <a href="http://www.thesunsfinancialdiary.com/about-me/april-2009-score-card-part-net-worth/">April 2009 Score Card — Part I: Net Worth</a> posted at <a href="http://www.thesunsfinancialdiary.com">The Sun’s Financial Diary</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Money Beagle</b> presents <a href="http://www.moneybeagle.com/2009/05/11/net-worth-review-may-2009/">Net Worth Review: May 2009</a> posted at <a href="http://www.moneybeagle.com">MoneyBeagle</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>nickel</b> presents <a href="http://www.fivecentnickel.com/2009/05/15/pay-off-mortgage-early-or-invest/">Pay Off Mortgage Early? Or Invest?</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>kathryn</b> presents <a href="http://www.outofdebtchristian.com/real-estate/getting-into-the-real-estate-market/">Getting into the Real Estate Market</a> posted at <a href="http://www.outofdebtchristian.com">Out of Debt Christian</a>, saying, &quot;The prices are right and the added incentives by the government have many people eyeing the real estate market. It is important to take your time and review your situation completely before getting in too deep.&quot; </p>
<p> <!-- EDIT THIS: the conclusion begins with this paragraph: -->
<p>That concludes this edition. Submit your blog article to the next edition of <b>the carnival of net worth</b> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank">blog carnival index page</a>.</p>
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<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-17/">Carnival of Net Worth #17</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth #16</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-16/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-16/#comments</comments>
		<pubDate>Fri, 17 Apr 2009 03:42:48 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>
		<category><![CDATA[carnival]]></category>
		<category><![CDATA[Net Worth]]></category>

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		<description><![CDATA[Welcome to the May 6, 2009 edition of the carnival of net worth. David presents APR vs. APY posted at Personal Finance Ology, saying, &#34;Get informed on the difference between apr and apy, and learn how to shop around for the best financial products.&#34; Relax presents The art of taking risk posted at The Wise [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-16/">Carnival of Net Worth #16</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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<p>Welcome to the May 6, 2009 edition of the carnival of net worth. </p>
<p> <!-- Carnival Submission -->
<p><b>David</b> presents <a href="http://www.personalfinanceology.com/apr-vs-apy/">APR vs. APY</a> posted at <a href="http://www.personalfinanceology.com">Personal Finance Ology</a>, saying, &quot;Get informed on the difference between apr and apy, and learn how to shop around for the best financial products.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Relax</b> presents <a href="http://wisecurve.com/the-art-of-taking-risk/">The art of taking risk</a> posted at <a href="http://wisecurve.com">The Wise Curve</a>, saying, &quot;mastering the art of taking risk will bring you one step closer to success in your career, study, relationship, investment, and many more areas in your life.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>ifvat</b> presents <a href="http://ifvat.com/junk-silver-coins-how-to-purchase-silver-bullion-under-spot/">Junk Silver Coins &#8211; How to Purchase Silver Bullion Under Spot | ifvat.com</a> posted at <a href="http://ifvat.com">ifvat</a>, saying, &quot;I’m going to tell you about a certain type of coins that you can purchase under the spot price of silver.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Destroy Debt</b> presents <a href="http://www.destroydebt.com/blogs/debbie/930-the-part-time-job-method-of-increasing-your-income.html">The Part Time Job Method of Increasing Your Income</a> posted at <a href="http://www.destroydebt.com">Destroy Debt</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>ChristianPF</b> presents <a href="http://www.christianpf.com/saving-money-for-college-tips/">Dave Ramsey on saving money for college</a> posted at <a href="http://www.christianpf.com">Money in the Bible | Christian Personal Finance Blog</a>, saying, &quot;Dave Ramsey thinks borrowing for college is a bad idea&#8230;&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>John R.</b> presents <a href="http://www.livemoneysmart.com/investing/investing-to-beat-inflation">Investing to Beat Inflation</a> posted at <a href="http://www.livemoneysmart.com">Live Money Smart</a>, saying, &quot;If you&#8217;re not worried about inflation yet, you should be. Here are some tips to stay ahead of inflation in the coming years.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>etrades</b> presents <a href="http://etrades.net/why-buy-silver-bullion/">Why Buy Silver Bullion?</a> posted at <a href="http://etrades.net">eTrades</a>, saying, &quot;Buying Silver Bullion is becoming hugely popular. At present, silver is relatively cheap if you compare it to the cost of gold. With it’s lower price, the vast majority of people can afford to buy greater quantities of it. If you compare it to gold, your average person may be able to afford 1 ounce whereas the same person purchasing silver could buy many more times that amount.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Shaun Connell</b> presents <a href="http://learnfinancialplanning.com/financial-tips/">5 Financial Tips for Right Now</a> posted at <a href="http://learnfinancialplanning.com">Financial Planning</a>, saying, &quot;Don’t just read financial advice. That’ll just waste your time. Instead, make sure to find something you can actually do in the next few minutes — and don’t get up till you do them.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/30249">To &quot;B&quot; or Not to &quot;B&quot; &#8211; That Is the Budget</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal. It&#8217;s for you!&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>nickel</b> presents <a href="http://www.fivecentnickel.com/2009/03/25/zecco-still-the-best-online-broker/">Zecco: Still the Best Online Broker?</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>ifvat</b> presents <a href="http://ifvat.com/the-beginners-guide-to-stock-market-investing-risk-tolerance/">The Beginner&#8217;s Guide to Stock Market Investing Risk Tolerance</a> posted at <a href="http://ifvat.com">ifvat</a>, saying, &quot;Knowing your risk tolerance will help you establish an investment style and help you feel confident when you and your broker make investment decisions. Even though there are multiple investment types, there are really only three specific investment styles &#8211; and those styles are directly related to your personal risk tolerance. Those styles are commonly known as moderate, conservative and aggressive.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Destroy Debt</b> presents <a href="http://www.destroydebt.com/blogs/twagner76/473-how-to-break-the-cycle-of-debt.html">How to Break the Cycle of Debt</a> posted at <a href="http://www.destroydebt.com">Destroy Debt</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>debt kid</b> presents <a href="http://www.debtkid.com/i-lost-a-ton-of-money-now-what">I Lost a Ton of Money &#8211; Now What?</a> posted at <a href="http://debtkid.com">DebtKid.com</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Savings Toolbox</b> presents <a href="http://www.savingstoolbox.com/2009/03/31/consignment-shops-help-you-save-and-make-money/">Consignment Shops Help You Save and Make Money</a> posted at <a href="http://www.savingstoolbox.com">Savings Toolbox</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Jack Schmidt</b> presents <a href="http://JackSchmidt.Bravejournal.com/entry/30459">Check Your Impulse Spending At the Door</a> posted at <a href="http://jackschmidt.bravejournal.com">SectorMatic Money Journal</a>, saying, &quot;Personal Finance &#8211; Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you&#8217;re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal!&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Larry Russell</b> presents <a href="http://www.theskilledinvestor.com/wp/most-individual-investors-are-poor-personal-portfolio-managers-15.htm">Most Individual Investors Are Poor Personal Portfolio Managers | Personal Investment Management</a> posted at <a href="http://www.theskilledinvestor.com/wp">THE SKILLED INVESTOR Blog</a>, saying, &quot;Investors more easily understand investment costs that are directly measurable, such as fees deducted on investment statements. However, many investors ignore or are unaware of the opportunity costs of their sub-optimal investment behaviors. Opportunity costs are usually much more difficult to measure directly, but these investment costs can be even higher than more visible investment fees.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Shaun Connell</b> presents <a href="http://learnfinancialplanning.com/being-frugal-is-just-the-first-step/">Being Frugal is Just the First Step</a> posted at <a href="http://learnfinancialplanning.com">Financial Planning</a>, saying, &quot;Your financial plan shouldn&#8217;t be just about coupons, cutting costs and finding great deals. Being frugal is just step one in personal financial planning.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Patrick @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/03/23/cash-out-401k-ira-retirement-accounts/">Leave Your Money in Your Retirement Accounts!</a> posted at <a href="http://cashmoneylife.com">Cash Money Life</a>, saying, &quot;Leave your money in your retirement accounts to avoid early withdrawal penalties and taxes, and give yourself a better shot at being prepared for retirement.&quot; </p>
<p> <!-- EDIT THIS: the conclusion begins with this paragraph: -->
<p>That concludes this edition. Submit your blog article to the next edition of <b>the carnival of net worth</b> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank">blog carnival index page</a>.</p>
<p>Technorati tags: <!-- add your technorati tags here! --><a href="http://technorati.com/tag/the+carnival+of+net+worth" rel="tag">the carnival of net worth</a>, <a href="http://technorati.com/tag/blog+carnival" rel="tag">blog carnival</a>. </p>
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<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-16/">Carnival of Net Worth #16</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth #15</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-15/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-15/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 03:25:51 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>
		<category><![CDATA[carnival]]></category>
		<category><![CDATA[Net Worth]]></category>

		<guid isPermaLink="false">http://www.llamamoney.com/?p=411</guid>
		<description><![CDATA[Welcome to the March 25, 2009 edition of the carnival of net worth. This is #15 in the series, and one of the biggest ( maybe the biggest ) yet.  Take a few minutes and read some of these great articles: The Shark Investor presents Strategies For Raising Funds: Borrow Your Way To Wealth posted [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-15/">Carnival of Net Worth #15</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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<p>Welcome to the March 25, 2009 edition of the carnival of net worth. This is #15 in the series, and one of the biggest ( maybe <strong>the</strong> biggest ) yet.  Take a few minutes and read some of these great articles:</p>
<p><!-- Carnival Submission --></p>
<p><strong>The Shark Investor</strong> presents <a href="http://sharkinvestor.com/2009/02/16/strategies-for-raising-funds-borrow-your-way-to-wealth/">Strategies For Raising Funds: Borrow Your Way To Wealth</a> posted at <a href="http://sharkinvestor.com">The Shark Investor</a>.</p>
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<p><strong>Brian McKay</strong> presents <a href="http://www.monitorbankrates.com/home/cd-rates">CD Rates</a> posted at <a href="http://www.monitorbankrates.com">MonitorBankRates.com</a>, saying, &#8220;Finding a decent rate on a certificate of deposit account these days isn’t an easy thing to do. CD rates have been coming down so fast recently the average 12 month CD rate is nearing just 2.00%.&#8221;</p>
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<p><strong>Carrie</strong> presents <a href="http://haveless.blogspot.com/2009/02/ing-sub-accounts-for-travel-and-auto.html">ING Sub-accounts for Travel and Auto</a> posted at <a href="http://haveless.blogspot.com/">Less is More</a>.</p>
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<p><strong>Raily Arena</strong> presents <a href="http://sellyourownhomequick.wordpress.com/2009/02/18/sell-your-home-in-a-jiffy/">Sell Your Home in a Jiffy</a> posted at <a href="http://sellyourownhomequick.wordpress.com">How to Sell Your Own Home</a>.</p>
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<p><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/02/21/joinmilitary-career-benefits/">Looking for a Job? Consider the Military</a> posted at <a href="http://militaryfinancenetwork.com">Military Finance Network</a>, saying, &#8220;A list of some of the benefits offered by military employment, including steady pay, full medical benefits, educational benefits, and more.&#8221;</p>
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<p><strong>Patrick @ Money Saving Deals</strong> presents <a href="http://cashmoneylife.com/deals/coolsavingscom-free-coupons-and-money-saving-deals/">CoolSavings.com &#8211; Free Coupons and Money Saving Deals</a> posted at <a href="http://cashmoneylife.com/deals">Cash Money Life Deals</a>, saying, &#8220;Sign up with CoolSavings.com to get free money saving coupons and offers&#8221;</p>
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<p><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/02/20/certificate-of-deposit-cd-ladders-in-a-low-interest-rate-environment/">CD Ladders in a Low Interest Rate Environment</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>.</p>
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<p><strong> kathryn</strong> presents <a href="http://www.outofdebtchristian.com/taxes/get-your-taxes-done-for-free/">Get Your Taxes Done for Free!</a> posted at <a href="http://www.outofdebtchristian.com">Out of Debt Christian</a>, saying, &#8220;Tax time is never fun. Even if you’re getting a refund, the hassle of organizing your paperwork and filling out those forms can be tedious. If you prefer to have someone do your taxes for you, here is a way to not only get them done for FREE, but get paid to get them done!&#8221;</p>
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<p><strong>Qwoter.com</strong> presents <a href="http://www.qwoter.com/college/Trading-Basics/stock-market-investing-basics.html">Stock Market Investing Basics</a> posted at <a href="http://www.qwoter.com/">Stock Tips</a>, saying, &#8220;Before thinking about investing in the stock market you will want to first make sure to learn the stock market investing basics and not just simply jump in and start trading right away.&#8221;</p>
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<p><strong>Deposit Accounts</strong> presents <a href="http://www.depositaccounts.com/blog/whats-your-long-term-savings-plan.html">What&#8217;s Your Long Term Savings Plan?</a> posted at <a href="http://www.depositaccounts.com">Deposit Accounts</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Patrick @ Cash Money Life</strong> presents <a href="http://cashmoneylife.com/2009/02/23/free-stock-trading-investing-tools/">Free Stock Trading and Investing Tools</a> posted at <a href="http://cashmoneylife.com">Cash Money Life</a>, saying, &#8220;Free stock trading and investing tools to help learn how to make better trades and investments.&#8221;</p>
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<p><strong>Bill Spohnholtz</strong> presents <a href="http://easylearnstockmarket.com/investment-strategy/fundamental/squash-the-gold-bug">Squash the Gold Bug</a> posted at <a href="http://easylearnstockmarket.com">Learn The Stock Market And How to Trade</a>, saying, &#8220;If you’re as nervous as me about the economy you’ve probably considered buying your money in the backyard and sitting on it with your gun.  Everyone on the radio or TV is telling you that you need to buy gold to shore up your investments, but I’m not so sure that’s your best bet either.&#8221;</p>
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<p><strong> Michael Haltman</strong> presents <a href="http://politicsandfinance.blogspot.com/2009/03/annual-report-from-oracle-of-omaha.html">The Annual Report From The Oracle Of Omaha</a> posted at <a href="http://politicsandfinance.blogspot.com/">The Political and Financial Markets Commentator</a>, saying, &#8220;By year end, investors of all stripes were bloodied and confused, much as if they were small birds that had strayed into a badminton game. As the year progressed, a series of life-threatening problems within many of the world’s great financial institutions was unveiled. This led to a dysfunctional credit market that in important respects soon turned non-functional. The watchword throughout the country became the creed I saw on restaurant walls when I was young: “In God we trust; all others pay cash.”&#8221;</p>
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<p><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/02/27/alternatives-to-high-yield-savings-accounts/">Alternatives to High Yield Savings Accounts</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>.</p>
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<p><strong> Shaun Connell</strong> presents <a href="http://learnfinancialplanning.com/the-seven-questions-to-ask-yourself-before-buying-a-car/">7 Questions to Ask Yourself Before Buying a Car</a> posted at <a href="http://learnfinancialplanning.com">Financial Planning</a>, saying, &#8220;You’re spending several thousand dollars of your hard-earned money, so you can’t take the decision lightly. Don’t let a car dealer talk you into buying something you really don’t want and really can’t afford. Instead, ask yourself these questions before you buy the car.&#8221;</p>
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<p><strong>cody butler</strong> presents <a href="http://www.investment-for-beginners.com/what-is-a-money-market.html">What Is A Money Market Account And How Does It work?</a> posted at <a href="http://www.investment-for-beginners.com/investment-blog.html">Investment-For-Beginners Blog</a>, saying, &#8220;An introduction to money market accounts, what they are and how they work.&#8221;</p>
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<p><strong>Sun</strong> presents <a href="http://www.thesunsfinancialdiary.com/about-me/february-2009-score-card-part-net-worth/">February 2009 Score Card — Part I: Net Worth</a> posted at <a href="http://www.thesunsfinancialdiary.com">The Sun’s Financial Diary</a>.</p>
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<p><strong> kathryn</strong> presents <a href="http://www.outofdebtchristian.com/giving/you-can-afford-to-be-generous/">You Can Afford to Be Generous</a> posted at <a href="http://www.outofdebtchristian.com">Out of Debt Christian</a>, saying, &#8220;This morning I decided to swing through the Dunkin Donuts drive thru to pick up a coffee and a bagel. As I pulled up to the window to pay for my breakfast the cashier told me, “The lady in front of you already paid for your order. She wanted me to tell you to have a nice day.” Stunned, I tried to get a glimpse of the lady in the minivan pulling out onto the road. I waved at her, but I’m not sure she saw me. Within seconds she was gone.&#8221;</p>
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<p><strong>KCLau</strong> presents <a href="http://kclau.com/money-saving-tips/save-money-stupid/">Save money the stupid way</a> posted at <a href="http://kclau.com">KCLau&#8217;s Money Tips</a>, saying, &#8220;Simple ways to save money&#8221;</p>
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<p><strong>FMF</strong> presents <a href="http://www.freemoneyfinance.com/2009/03/the-best-cash-back-credit-card.html">The Best Cash Back Credit Card</a> posted at <a href="http://www.freemoneyfinance.com/">Free Money Finance</a>, saying, &#8220;A simple way to earn extra money.&#8221;</p>
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<p><strong>Livingalmostlarge</strong> presents <a href="http://www.livingalmostlarge.com/2009/03/03/spending-versus-income/">Spending versus Income</a> posted at <a href="http://www.livingalmostlarge.com">LivingAlmostLarge</a>, saying, &#8220;Is spending relative to your income?&#8221;</p>
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<p><strong>Darwin</strong> presents <a href="http://www.darwinsfinance.com/mortgage-rates-dropping-to-record-low-time-to-refinance/">Mortgage Rates Dropping to Record Low &#8211; Time to Refinance?</a> posted at <a href="http://www.darwinsfinance.com">Darwin&#8217;s Finance</a>, saying, &#8220;With mortgage rates touching an all-time low again, this article assesses the driving forces behind these rate movements and describes how to capitalize on the situation.&#8221;</p>
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<p><strong>ChristianPF</strong> presents <a href="http://www.christianpf.com/walk-away-from-mortgage/">Would you walk away from your mortgage?</a> posted at <a href="http://www.christianpf.com">Money in the Bible | Christian Personal Finance Blog</a>, saying, &#8220;Is it really a good idea to walk away from your mortgage if you are upside-down?&#8221;</p>
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<p><strong>glblguy</strong> presents <a href="http://www.gatherlittlebylittle.com/2009/03/why-bonds-tank-when-interest-rates-rise/">Why Bonds Tank When Interest Rates Rise &#8211; And Why You Need To Understand</a> posted at <a href="http://www.gatherlittlebylittle.com">Gather Little By Little</a>.</p>
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<p><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2009/03/18/how-to-save-money-health-insurance-healthcare-gpt/">How to Save Money on Health Insurance</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>.</p>
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<p><strong> JD</strong> presents <a href="http://debthelpcreditrepairpro.com/2009/02/the-global-debt-disease-how-it-affects-you/">The Global Debt Disease &amp; How It Affects You</a> posted at <a href="http://debthelpcreditrepairpro.com">debthelpcreditrepairpro.com</a>, saying, &#8220;The world, Americans included, is suffering from a serious disease &#8211; the disease of excessive debt. The problem has been an availability of very cheap credit in recent times, and no real regulation on who can or cannot take on debt. It has meant that many people have taken out credit cards and loans that they can barely afford. Sometimes, this has led to people taking large loans or mortgages for real estate they cannot realistically afford on their salaries. In other cases, it has resulted in people taking on several credit cards and blindly purchasing products &amp; services and just “charging it”.&#8221;</p>
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<p><strong>Dave</strong> presents <a href="http://cheapogroovo.vox.com/library/post/roundup-of-sites-that-save-you-money-32.html">Roundup of Sites That Save You Money</a> posted at <a href="http://cheapogroovo.vox.com/library/posts/page/1/">Cheapo Groovo</a>.</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: --></p>
<p>That concludes this edition.  Submit your blog article to the next edition of <strong>the carnival of net worth</strong> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/the+carnival+of+net+worth">the carnival of net worth</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</div>
<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-15/">Carnival of Net Worth #15</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth #14</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-14/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-14/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 02:15:16 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>
		<category><![CDATA[carnival]]></category>
		<category><![CDATA[Net Worth]]></category>

		<guid isPermaLink="false">http://www.llamamoney.com/carnival-of-net-worth-14/</guid>
		<description><![CDATA[Welcome to the February 18, 2009 edition of the carnival of net worth.&#160; This is #14 in a long line of ( somewhat ) weekly postings all about net worth.&#160; Enough yammering, check out some of these great articles: BankMan presents Why You Need a High Yield Savings Account posted at High Yield Savings Accounts, [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-14/">Carnival of Net Worth #14</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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<p> <!-- EDIT THIS: carnival introduction begins with this paragraph: -->
<p>Welcome to the February 18, 2009 edition of the carnival of net worth.&#160; This is #14 in a long line of ( somewhat ) weekly postings all about net worth.&#160; Enough yammering, check out some of these great articles:</p>
<p> <!-- Carnival Submission -->
<p><b>BankMan</b> presents <a href="http://highyieldsavingsaccounts.net/everyone-needs-a-high-yield-savings-account/">Why You Need a High Yield Savings Account</a> posted at <a href="http://highyieldsavingsaccounts.net">High Yield Savings Accounts</a>, saying, &quot;Everyone needs a high yield savings account to maximize their savings returns, earn more interest, and stash their cash for a rainy say.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>David</b> presents <a href="http://www.personalfinanceology.com/the-basics-of-interest-part-1/">The Basics of Interest: Part 1</a> posted at <a href="http://www.personalfinanceology.com">Personal Finance Ology</a>, saying, &quot;Learn everything that you need to know about interest rates before you sign on the dotted line.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Livingalmostlarge</b> presents <a href="http://www.livingalmostlarge.com/2009/02/04/a-reason-to-not-pay-off-the-home/">A reason to not pay off the home</a> posted at <a href="http://www.livingalmostlarge.com">LivingAlmostLarge</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>Savings Toolbox</b> presents <a href="http://www.savingstoolbox.com/2009/01/27/what-should-you-do-with-a-tax-refund/">What Should You Do With a Tax Refund</a> posted at <a href="http://www.savingstoolbox.com">Savings Toolbox</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>nickel</b> presents <a href="http://www.fivecentnickel.com/2008/09/29/how-to-get-rich-become-a-millionaire/">How to Become a Millionaire &#8211; Lessons From an Eight Year Old</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>DebtLite</b> presents <a href="http://debtlite.com/whats-the-difference-between-good-debt-and-bad-debt/61">What&#8217;s the Difference Between Good Debt and Bad Debt?</a> posted at <a href="http://debtlite.com">Debt Advice</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>David</b> presents <a href="http://www.personalfinanceology.com/the-basics-of-interest-part-three/">The Basics of Interest (Part Three)</a> posted at <a href="http://www.personalfinanceology.com">Personal Finance Ology</a>, saying, &quot;Compound interest, make it work for you, not against you! This is an important concept that allows your money to snowball and grow faster.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Tristan</b> presents <a href="http://www.findfinancialfreedom.com/98/ways-to-earn-extra-money-in-your-spare-time">Ways To Earn Extra Money In Your Spare Time</a> posted at <a href="http://www.findfinancialfreedom.com">Find Financial Freedom</a>, saying, &quot;A guide to earning some extra money in your spare time, from either a part time job or by starting a part time business. Both will help you increase your net worth if you use the extra income wisely, either for investment purposes or for paying down your mortgage.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Silicon Valley Blogger</b> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/01/09/best-online-stock-brokers-cheap-stock-trades-online-discount-brokers/">Best Online Stock Brokers For Cheap Stock Trades</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &quot;Grow your net worth by investing your money. Use the best stock brokerages for your investing purposes!&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Patrick @ Cash Money Life</b> presents <a href="http://cashmoneylife.com/2009/02/05/zeccos-rate-change-tradeking-sharebuilder/">Does Zecco’s New Rate Change Make You Want to Change Brokerage Firms?</a> posted at <a href="http://cashmoneylife.com">Cash Money Life</a>, saying, &quot;Zecco essentially ended their free trades for many traders &#8211; here is how their new pricing structure compares to TradeKing and ShareBuilder.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>Julie Guarnizo</b> presents <a href="http://www.beefupyourpiggy.com/2009/01/five-easy-steps-to-create-security-and.html">Five Easy Steps to Create Security and Wealth</a> posted at <a href="http://www.beefupyourpiggy.com/">Beef Up Your Piggy</a>. </p>
<p> <!-- EDIT THIS: the conclusion begins with this paragraph: -->
<p>That concludes this edition. Submit your blog article to the next edition of <b>the carnival of net worth</b> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank">blog carnival index page</a>.</p>
<p>Technorati tags: <!-- add your technorati tags here! --><a href="http://technorati.com/tag/the+carnival+of+net+worth" rel="tag">the carnival of net worth</a>, <a href="http://technorati.com/tag/blog+carnival" rel="tag">blog carnival</a>. </p>
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<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-14/">Carnival of Net Worth #14</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth #13</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-13/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-13/#comments</comments>
		<pubDate>Thu, 19 Feb 2009 03:55:11 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>
		<category><![CDATA[carnival of net worth]]></category>
		<category><![CDATA[Net Worth]]></category>

		<guid isPermaLink="false">http://www.llamamoney.com/?p=385</guid>
		<description><![CDATA[Welcome to the February 18, 2009 edition of the carnival of net worth.  Lots of great submissions this week &#8211; take a few minutes and visit the ones that catch your eye. BankMan presents Why You Need a High Yield Savings Account posted at High Yield Savings Accounts, saying, &#8220;Everyone needs a high yield savings [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-13/">Carnival of Net Worth #13</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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<p><!-- EDIT THIS: carnival introduction begins with this paragraph: --></p>
<p>Welcome to the February 18, 2009 edition of the carnival of net worth.  Lots of great submissions this week &#8211; take a few minutes and visit the ones that catch your eye.</p>
<p><!-- Carnival Submission --></p>
<p><strong>BankMan</strong> presents <a href="http://highyieldsavingsaccounts.net/everyone-needs-a-high-yield-savings-account/">Why You Need a High Yield Savings Account</a> posted at <a href="http://highyieldsavingsaccounts.net">High Yield Savings Accounts</a>, saying, &#8220;Everyone needs a high yield savings account to maximize their savings returns, earn more interest, and stash their cash for a rainy say.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>David</strong> presents <a href="http://www.personalfinanceology.com/the-basics-of-interest-part-1/">The Basics of Interest: Part 1</a> posted at <a href="http://www.personalfinanceology.com">Personal Finance Ology</a>, saying, &#8220;Learn everything that you need to know about interest rates before you sign on the dotted line.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Raily Arena</strong> presents <a href="http://sellyourownhomequick.wordpress.com/2009/02/04/sell-your-own-home-despite-the-lousy-economy/">Sell Your Own Home &#8211; Despite the Lousy Economy</a> posted at <a href="http://sellyourownhomequick.wordpress.com">How to Sell Your Own Home</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Livingalmostlarge</strong> presents <a href="http://www.livingalmostlarge.com/2009/02/04/a-reason-to-not-pay-off-the-home/">A reason to not pay off the home</a> posted at <a href="http://www.livingalmostlarge.com">LivingAlmostLarge</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Savings Toolbox</strong> presents <a href="http://www.savingstoolbox.com/2009/01/27/what-should-you-do-with-a-tax-refund/">What Should You Do With a Tax Refund</a> posted at <a href="http://www.savingstoolbox.com">Savings Toolbox</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/02/02/lost-stolen-stimulus-check-identity-theft/">What to Do About a Lost or Stolen Stimulus Check</a> posted at <a href="http://militaryfinancenetwork.com">Military Finance Network</a>, saying, &#8220;If your stimulus check was stolen and cashed, you may be a target of identity theft, which will ruin your credit score. Here are the steps you need to follow.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Sun</strong> presents <a href="http://www.thesunsfinancialdiary.com/about-me/january-2009-score-card-part-net-worth/">January 2009 Score Card — Part I: Net Worth</a> posted at <a href="http://www.thesunsfinancialdiary.com">The Sun’s Financial Diary</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>nickel</strong> presents <a href="http://www.fivecentnickel.com/2008/09/29/how-to-get-rich-become-a-millionaire/">How to Become a Millionaire &#8211; Lessons From an Eight Year Old</a> posted at <a href="http://www.fivecentnickel.com">fivecentnickel.com</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>DebtLite</strong> presents <a href="http://debtlite.com/whats-the-difference-between-good-debt-and-bad-debt/61">What&#8217;s the Difference Between Good Debt and Bad Debt?</a> posted at <a href="http://debtlite.com">Debt Advice</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>David</strong> presents <a href="http://www.personalfinanceology.com/the-basics-of-interest-part-three/">The Basics of Interest (Part Three)</a> posted at <a href="http://www.personalfinanceology.com">Personal Finance Ology</a>, saying, &#8220;Compound interest, make it work for you, not against you!  This is an important concept that allows your money to snowball and grow faster.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Piotr Stepien</strong> presents <a href="http://weoverstep.com/blog/2008/12/23/money-free-world/">Money Free World</a> posted at <a href="http://weoverstep.com/blog">we overstep</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Tristan</strong> presents <a href="http://www.findfinancialfreedom.com/98/ways-to-earn-extra-money-in-your-spare-time">Ways To Earn Extra Money In Your Spare Time</a> posted at <a href="http://www.findfinancialfreedom.com">Find Financial Freedom</a>, saying, &#8220;A guide to earning some extra money in your spare time, from either a part time job or by starting a part time business. Both will help you increase your net worth if you use the extra income wisely, either for investment purposes or for paying down your mortgage.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2009/01/09/best-online-stock-brokers-cheap-stock-trades-online-discount-brokers/">Best Online Stock Brokers For Cheap Stock Trades</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;Grow your net worth by investing your money.  Use the best stock brokerages for your investing purposes!&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Patrick @ Cash Money Life</strong> presents <a href="http://cashmoneylife.com/2009/02/05/zeccos-rate-change-tradeking-sharebuilder/">Does Zecco’s New Rate Change Make You Want to Change Brokerage Firms?</a> posted at <a href="http://cashmoneylife.com">Cash Money Life</a>, saying, &#8220;Zecco essentially ended their free trades for many traders &#8211; here is how their new pricing structure compares to TradeKing and ShareBuilder.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Julie Guarnizo</strong> presents <a href="http://www.beefupyourpiggy.com/2009/01/five-easy-steps-to-create-security-and.html">Five Easy Steps to Create Security and Wealth</a> posted at <a href="http://www.beefupyourpiggy.com/">Beef Up Your Piggy</a>.</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: --></p>
<p>That concludes this edition.  Submit your blog article to the next edition of <strong>the carnival of net worth</strong> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank"> blog carnival index page</a>.</div>
<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-13/">Carnival of Net Worth #13</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth #12</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-12/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-12/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 16:52:46 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>

		<guid isPermaLink="false">http://www.llamamoney.com/?p=372</guid>
		<description><![CDATA[Welcome to the January 28, 2009 edition of the carnival of net worth &#8211; #12 in the series.  This time there were a TON of submissions, many of which had nothing at all to do with net worth!  Please, when you&#8217;re submitting articles, be sure there&#8217;s some relation to net worth in there.  I&#8217;m flexible, [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-12/">Carnival of Net Worth #12</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
]]></description>
			<content:encoded><![CDATA[<p><!-- InstaCarnival Beta Draft HTML for Carnival Edition http://blogcarnival.com/bc/spreview_26909.html --></p>
<div>
<p><!-- EDIT THIS: carnival introduction begins with this paragraph: --></p>
<p><script src="http://blogcarnival.com/bc/logolink_26909.js" type="text/javascript"></script>Welcome to the January 28, 2009 edition of the carnival of net worth &#8211; #12 in the series.  This time there were a TON of submissions, many of which had nothing at all to do with net worth!  Please, when you&#8217;re submitting articles, be sure there&#8217;s some relation to net worth in there.  I&#8217;m flexible, really&#8230;. but I have to draw the line somewhere.  Anyway, enjoy the articles below.</p>
<p><!-- Carnival Submission --></p>
<p><strong>MaxL</strong> presents <a href="http://www.viliat.com/blogging/build-blog-making-100-month-autopilot-3-weeks-part-1/">How To Build Blog Making $100+ a Month on Autopilot Under 3 Weeks – Part 1</a> posted at <a href="http://www.viliat.com">Viliat Online Business</a>, saying, &#8220;Start with simple steps &#8211; one blog making $100+ a month, add more blogs into your virtual real estate and grow net worth.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Dennis Scheffler</strong> presents <a href="http://www.getyourlogos.com/Blog/2008/logo-design-ideas-for-your-company/">Logo Design Ideas for Your Company</a> posted at <a href="http://www.getyourlogos.com/Blog">Logo Design Blog</a>, saying, &#8220;A logo for your company will be the corner stone of your marketing efforts, so you need to come up with some logo design ideas that will really pop and get noticed.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Investing Angel</strong> presents <a href="http://www.tradingsphere.com/why-most-investors-buy-high-and-sell-low/">Why Most Investors Buy High And Sell Low »  Free Stock Market Investing Tips</a> posted at <a href="http://www.tradingsphere.com">Stock Tips</a>, saying, &#8220;Some ways to avoid the mistakes of buying high and selling low.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Tony Huynh</strong> presents <a href="http://limitlessunits.com/blog/2008/10/23/bet-on-the-us-i-am/">Bet on the US, I am</a> posted at <a href="http://limitlessunits.com/blog">LimitlessUnits.com</a>, saying, &#8220;Be greedy when others are fearful&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Ripe Trade</strong> presents <a href="http://ripetrade.blogspot.com/2008/10/401k-strategy-best-seasonal-period.html">401k strategy Best seasonal period</a> posted at <a href="http://ripetrade.blogspot.com/">Ripe Trade</a>, saying, &#8220;I have noticed a couple of longer term signals that I believe are indicative of an important longer term buy signal. The 1st is the bullish seasonal I will describe here. And 2nd Is identifying bear market bottoms explained in the post below.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>The Fund investor</strong> presents <a href="http://www.thefundinvestor.com/the-hidden-advantage-of-mutual-fund-investing/">The Hidden Advantage Of Mutual Fund Investing</a> posted at <a href="http://www.thefundinvestor.com">Mutual Fund Investing Tips</a>, saying, &#8220;Mutual fund investing is a good way to prevent making investing mistakes.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Ned Carey</strong> presents <a href="http://baltimorerealestateinvestingblog.com/2008/10/lessons-from-warren-buffett-on-real-estate/">Lessons from Warren Buffett on Real Estate</a> posted at <a href="http://baltimorerealestateinvestingblog.com">Baltimore Real Estate Investing Blog</a>, saying, &#8220;Thanks for hosting and allowing me to participate. I hope you like the article.</p>
<p>Ned Carey&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Joe Manausa</strong> presents <a href="http://blog.manausa.com/06/real-estate-market-analysis/">How To Stay Calm In The Real Estate Market</a> posted at <a href="http://blog.manausa.com">Tallahassee Real Estate Blog</a>, saying, &#8220;The entire financial world appears to be a scary place right now. Many people are starting to “smell opportunity” and yet are a bit too fearful to act on their instincts. The goal of this article is to get you to consider doing some homework and creating a decision matrix so that you can start to take advantage of the opportunities when you are ready.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Sun</strong> presents <a href="http://www.thesunsfinancialdiary.com/about-me/october-2008-score-card-%e2%80%94-part-i-net-worth/">October 2008 Score Card — Part I: Net Worth</a> posted at <a href="http://www.thesunsfinancialdiary.com">The Sun’s Financial Diary</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Tony Huynh</strong> presents <a href="http://limitlessunits.com/blog/2008/11/16/money-what-steps-i-have-taken-to-save-it/">Money: What Steps I Have Taken to Save It</a> posted at <a href="http://limitlessunits.com/blog">LimitlessUnits.com</a>, saying, &#8220;This article is about patching up the leaks and keeping all that money you make.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Bill Spohnholtz</strong> presents <a href="http://easylearnstockmarket.com/investment-strategy/investing-market-10-better-things-to-do-with-your-money">Investing Market &#8211; 10 Better Things To Do With Your Money</a> posted at <a href="http://easylearnstockmarket.com">Learn The Stock Market And How to Trade</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Cary Anderson</strong> presents <a href="http://debtaim.com/erase-debt-and-live-with-less-stress/">Erase Debt and Live With Less Stress</a> posted at <a href="http://debtaim.com">Debt Relief</a>, saying, &#8220;It&#8217;s sad but true; people with more debt have more stress in their lives and people with more stress in their lives have shorter life spans. Erase debt to elongate your life!&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Helen Trump</strong> presents <a href="http://www.michellemacphearson.com/build-a-business-not-a-product/">Build a Business, Not a Product</a> posted at <a href="http://www.michellemacphearson.com">Social Marketing by Michelle MacPhearson</a>, saying, &#8220;Great blog about building your own business.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Money Smart Life</strong> presents <a href="http://moneysmartlife.com/safe-places-to-invest-your-money-in-a-bad-economy/">Safe Places to Invest Your Money in a Bad Economy</a> posted at <a href="http://moneysmartlife.com">Money Smart Life</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Debbie Dragon</strong> presents <a href="http://www.depositaccounts.com/blog/tips-for-growing-money.html">Tips for Growing Money</a> posted at <a href="http://www.depositaccounts.com/blog">The Money  Blog</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Debt Free Destiny</strong> presents <a href="http://www.debtfreedestiny.com/budgeting/5-money-changes-to-keep-more-of-your-money/">5 Money Changes to Keep More of Your Money</a> posted at <a href="http://www.debtfreedestiny.com">Debt Free Destiny</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Destroy Debt</strong> presents <a href="http://www.destroydebt.com/articles/3-basic-principles-for-good-personal-finance-habits-.html">3 Basic Principles for Good Personal Finance Habits</a> posted at <a href="http://www.destroydebt.com">Destroy Debt</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Relax</strong> presents <a href="http://wisecurve.com/let%e2%80%99s-talk-about-money/">Let’s talk about money</a> posted at <a href="http://wisecurve.com">The Wise Curve</a>, saying, &#8220;The good news is that being rich is not really difficult because it is just a state of mind.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/01/21/repay-debt-save-invest/">Should you pay off debt, save or invest?</a> posted at <a href="http://militaryfinancenetwork.com">Military Finance Network</a>, saying, &#8220;Should you pay off debt, save or invest? This is a question that many people are asking.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>CreditCardAssist.com</strong> presents <a href="http://www.creditcardassist.com/blog/debt-help-dont-treat-your-credit-card-limit-as-income/">Don&#8217;t Treat Your Credit Card Limit as Income</a> posted at <a href="http://www.creditcardassist.com">Credit Card Assist</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Deposit Accounts</strong> presents <a href="http://www.depositaccounts.com/blog/money-management-during-a-recession.html">Money Management During a Recession</a> posted at <a href="http://www.depositaccounts.com">Deposit Accounts</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Carnival of Financial Goals</strong> presents <a href="http://cashmoneylife.com/2008/10/24/wtdirect-wilmington-trust-high-interest-savings-account-review/">WTDirect Review | Cash Money Life</a> posted at <a href="http://cashmoneylife.com">Cash Money Life</a>, saying, &#8220;WTDirect offers customers one of the highest interest rates in the nation &#8211; helping them grow their net worth. Read the review for more information.&#8221;</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: --></p>
<p>That concludes this edition.  Submit your blog article to the next edition of <strong>the carnival of net worth</strong> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a rel="tag" href="http://technorati.com/tag/the+carnival+of+net+worth">the carnival of net worth</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</div>
<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-12/">Carnival of Net Worth #12</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth #11</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-11/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-11/#comments</comments>
		<pubDate>Tue, 27 Jan 2009 17:13:58 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>

		<guid isPermaLink="false">http://www.llamamoney.com/carnival-of-net-worth-11/</guid>
		<description><![CDATA[Welcome to the January 28, 2009 edition of the carnival of net worth &#8211; the first edition since October of last year.  There are a ton of great submissions.  Take a few minutes to check some of them out.  Don&#8217;t forget, you can submit your article for next week&#8217;s edition via the links at the [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-11/">Carnival of Net Worth #11</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Welcome to the January 28, 2009 edition of the carnival of net worth &#8211; the first edition since October of last year.  There are a ton of great submissions.  Take a few minutes to check some of them out.  Don&#8217;t forget, you can submit your article for next week&#8217;s edition via the links at the end.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Dennis Scheffler</strong> presents <a href="http://www.getyourlogos.com/Blog/2008/logo-design-ideas-for-your-company/">Logo Design Ideas for Your Company</a> posted at <a href="http://www.getyourlogos.com/Blog">Logo Design Blog</a>, saying, &#8220;A logo for your company will be the corner stone of your marketing efforts, so you need to come up with some logo design ideas that will really pop and get noticed.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Investing Angel</strong> presents <a href="http://www.tradingsphere.com/why-most-investors-buy-high-and-sell-low/">Why Most Investors Buy High And Sell Low » Free Stock Market Investing Tips</a> posted at <a href="http://www.tradingsphere.com">Stock Tips</a>, saying, &#8220;Some ways to avoid the mistakes of buying high and selling low.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Tony Huynh</strong> presents <a href="http://limitlessunits.com/blog/2008/10/23/bet-on-the-us-i-am/">Bet on the US, I am</a> posted at <a href="http://limitlessunits.com/blog">LimitlessUnits.com</a>, saying, &#8220;Be greedy when others are fearful&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Ripe Trade</strong> presents <a href="http://ripetrade.blogspot.com/2008/10/401k-strategy-best-seasonal-period.html">401k strategy Best seasonal period</a> posted at <a href="http://ripetrade.blogspot.com/">Ripe Trade</a>, saying, &#8220;I have noticed a couple of longer term signals that I believe are indicative of an important longer term buy signal. The 1st is the bullish seasonal I will describe here. And 2nd Is identifying bear market bottoms explained in the post below.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Bill Spohnholtz</strong> presents <a href="http://easylearnstockmarket.com/glossary/float-authorized-outstanding-shares-oh-my">Float &#8211; Authorized &#8211; Outstanding Shares &#8211; Oh My!</a> posted at <a href="http://easylearnstockmarket.com">Learn The Stock Market And How to Trade</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>The Fund investor</strong> presents <a href="http://www.thefundinvestor.com/the-hidden-advantage-of-mutual-fund-investing/">The Hidden Advantage Of Mutual Fund Investing</a> posted at <a href="http://www.thefundinvestor.com">Mutual Fund Investing Tips</a>, saying, &#8220;Mutual fund investing is a good way to prevent making investing mistakes.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Ned Carey</strong> presents <a href="http://baltimorerealestateinvestingblog.com/2008/10/lessons-from-warren-buffett-on-real-estate/">Lessons from Warren Buffett on Real Estate</a> posted at <a href="http://baltimorerealestateinvestingblog.com">Baltimore Real Estate Investing Blog</a>, saying, &#8220;Thanks for hosting and allowing me to participate. I hope you like the article. Ned Carey&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Joe Manausa</strong> presents <a href="http://blog.manausa.com/06/real-estate-market-analysis/">How To Stay Calm In The Real Estate Market</a> posted at <a href="http://blog.manausa.com">Tallahassee Real Estate Blog</a>, saying, &#8220;The entire financial world appears to be a scary place right now. Many people are starting to “smell opportunity” and yet are a bit too fearful to act on their instincts. The goal of this article is to get you to consider doing some homework and creating a decision matrix so that you can start to take advantage of the opportunities when you are ready.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Tony Huynh</strong> presents <a href="http://limitlessunits.com/blog/2008/11/16/money-what-steps-i-have-taken-to-save-it/">Money: What Steps I Have Taken to Save It</a> posted at <a href="http://limitlessunits.com/blog">LimitlessUnits.com</a>, saying, &#8220;This article is about patching up the leaks and keeping all that money you make.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>Bill Spohnholtz</strong> presents <a href="http://easylearnstockmarket.com/investment-strategy/investing-market-10-better-things-to-do-with-your-money">Investing Market &#8211; 10 Better Things To Do With Your Money</a> posted at <a href="http://easylearnstockmarket.com">Learn The Stock Market And How to Trade</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>DebbieDragon</strong> presents <a href="http://www.americanconsumernews.com/2008/11/need-to-save-get-set-to-automate.html">Need to Save? Get Set to Automate</a> posted at <a href="http://www.americanconsumernews.com">American Consumer News</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Money Smart Life</strong> presents <a href="http://moneysmartlife.com/safe-places-to-invest-your-money-in-a-bad-economy/">Safe Places to Invest Your Money in a Bad Economy</a> posted at <a href="http://moneysmartlife.com">Money Smart Life</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Debbie Dragon</strong> presents <a href="http://www.depositaccounts.com/blog/tips-for-growing-money.html">Tips for Growing Money</a> posted at <a href="http://www.depositaccounts.com/blog">The Money Blog</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Debt Free Destiny</strong> presents <a href="http://www.debtfreedestiny.com/budgeting/5-money-changes-to-keep-more-of-your-money/">5 Money Changes to Keep More of Your Money</a> posted at <a href="http://www.debtfreedestiny.com">Debt Free Destiny</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Destroy Debt</strong> presents <a href="http://www.destroydebt.com/articles/3-basic-principles-for-good-personal-finance-habits-.html">3 Basic Principles for Good Personal Finance Habits</a> posted at <a href="http://www.destroydebt.com">Destroy Debt</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>Sun</strong> presents <a href="http://www.thesunsfinancialdiary.com/about-me/november-2008-score-card-%e2%80%94-part-i-net-worth/">November 2008 Score Card — Part I: Net Worth</a> posted at <a href="http://www.thesunsfinancialdiary.com">The Sun’s Financial Diary</a>.</p>
<p><!-- Carnival Submission --></p>
<p><strong>PatrickCML</strong> presents <a href="http://cashmoneylife.com/2008/10/24/wtdirect-wilmington-trust-high-interest-savings-account-review/">WTDirect Review | Cash Money Life</a> posted at <a href="http://cashmoneylife.com">Cash Money Life</a>, saying, &#8220;WTDirect offers customers one of the highest interest rates in the nation &#8211; helping them grow their net worth. Read the review for more information.&#8221;</p>
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<p><strong>Patrick @ Military Money</strong> presents <a href="http://militaryfinancenetwork.com/2009/01/21/repay-debt-save-invest/">Should you pay off debt, save or invest?</a> posted at <a href="http://militaryfinancenetwork.com">Military Finance Network</a>, saying, &#8220;Should you pay off debt, save or invest? This is a question that many people are asking.&#8221;</p>
<p><!-- Carnival Submission --></p>
<p><strong>One Family</strong> presents <a href="http://www.onefamilysblog.com/2008/12/employee-stock-purchase-plan-espp-and.html">Employee Stock Purchase Plan (ESPP) and 401K Retirement Plan Annual Enrollment and Contribution Review</a> posted at <a href="http://www.onefamilysblog.com/">One Family&#8217;s Blog</a>, saying, &#8220;Discussion of how to optimize ESPP &amp; 401K Employer Sponsored plan investments to increase net worth.&#8221;</p>
<p><!-- EDIT THIS: the conclusion begins with this paragraph: --></p>
<p>That concludes this edition. Submit your blog article to the next edition of <strong>the carnival of net worth</strong> using our <a title="Submit an entry to “the carnival of net worth”" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. Past posts and future hosts can be found on our <a title="Blog Carnival index for “the carnival of net worth”" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank">blog carnival index page</a>.</p>
<p>Technorati tags: <!-- add your technorati tags here! --><a rel="tag" href="http://technorati.com/tag/the+carnival+of+net+worth">the carnival of net worth</a>, <a rel="tag" href="http://technorati.com/tag/blog+carnival">blog carnival</a>.</div>
<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-11/">Carnival of Net Worth #11</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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		<title>Carnival of Net Worth #10</title>
		<link>http://www.llamamoney.com/carnival-of-net-worth-10/</link>
		<comments>http://www.llamamoney.com/carnival-of-net-worth-10/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 19:51:25 +0000</pubDate>
		<dc:creator>Llama Money</dc:creator>
				<category><![CDATA[Carnivals]]></category>

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		<description><![CDATA[Blog Carnival the carnival of net worth archives &#124; submit post ee = document.getElementById("bc_rating_tag"); message = new Array("Poor", "Nothing special", "Worth reading", "Pretty cool", "Awesome!"); defMessage = "0 ratings"; for (i=1;i Welcome to the October 15, 2008 edition of the carnival of net worth.&#160; this is a short one, so I'll need some more submissions [...]<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-10/">Carnival of Net Worth #10</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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<h1>the carnival of net worth</h1>
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<p> <!-- EDIT THIS: carnival introduction begins with this paragraph: -->
<p>Welcome to the October 15, 2008 edition of the carnival of net worth.&#160; this is a short one, so I'll need some more submissions next time.&#160; Tell your friends, and ask them to tell their friends!&#160; Any solid net worth related posts are welcome in this carnival.&#160; </p>
<p><b>leon gettler</b> presents <a href="http://www.soxfirst.com/50226711/markets_and_the_destruction_of_wealth.php">markets and the destruction of wealth</a> posted at <a href="http://www.soxfirst.com/">sox first</a>, saying, &quot;fear and panic have gripped the world's markets. On Friday, Wall Street continued its plunge, with losses for the year reaching an amazing $8.3 trillion.But if you look at the data closely, you will see we are now seeing a decade of wealth destruction.&quot; </p>
<p> <!-- Carnival Submission -->
<p><b>the shark investor</b> presents <a href="http://sharkinvestor.com/2008/09/16/the-alternatives-of-9-to-5/">the alternatives of 9 to 5</a> posted at <a href="http://sharkinvestor.com">the shark investor</a>. </p>
<p> <!-- Carnival Submission -->
<p><b>investing angel</b> presents <a href="http://www.tradingsphere.com/is-trading-for-you/">is trading for you? &#187; free stock market investing tips</a> posted at <a href="http://www.tradingsphere.com">stock tips</a>, saying, &quot;find out if the life of a stock trader is for you.&quot; </p>
<p><b>praveen</b> presents <a href="http://simple-trading-system.blogspot.com/2008/10/taking-out-dog.html">taking out the dog...</a> posted at <a href="http://simple-trading-system.blogspot.com/">my simple trading system</a>. </p>
<p> <!-- Carnival Submission -->
<p>that concludes this edition. submit your blog article to the next edition of <b>the carnival of net worth</b> using our <a title="Submit an entry to &#8220;the carnival of net worth&#8221;" href="http://blogcarnival.com/bc/submit_3986.html" target="_blank">carnival submission form</a>. past posts and future hosts can be found on our <a title="Blog Carnival index for &#8220;the carnival of net worth&#8221;" href="http://blogcarnival.com/bc/cprof_3986.html" target="_blank">blog carnival index page</a>.</p>
<p>technorati tags: <!-- add your technorati tags here! --><a href="http://technorati.com/tag/the+carnival+of+net+worth" rel="tag">the carnival of net worth</a>, <a href="http://technorati.com/tag/blog+carnival" rel="tag">blog carnival</a>. </p>
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<p>Hi there - could you help spread the word about Llama Money?  This is a new site, and I could really use your help in getting my work out to new readers.  If you would send someone a link, email, or even mention it to your friends, I would appreciate it. 

<a href="http://www.llamamoney.com/carnival-of-net-worth-10/">Carnival of Net Worth #10</a> is a post from: <a href="http://llamamoney.com">Llama Money</a></p>
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