Welcome to the May 6, 2009 edition of the carnival of net worth.

David presents APR vs. APY posted at Personal Finance Ology, saying, "Get informed on the difference between apr and apy, and learn how to shop around for the best financial products."

Relax presents The art of taking risk posted at The Wise Curve, saying, "mastering the art of taking risk will bring you one step closer to success in your career, study, relationship, investment, and many more areas in your life."

ifvat presents Junk Silver Coins – How to Purchase Silver Bullion Under Spot | ifvat.com posted at ifvat, saying, "I’m going to tell you about a certain type of coins that you can purchase under the spot price of silver."

Destroy Debt presents The Part Time Job Method of Increasing Your Income posted at Destroy Debt.

ChristianPF presents Dave Ramsey on saving money for college posted at Money in the Bible | Christian Personal Finance Blog, saying, "Dave Ramsey thinks borrowing for college is a bad idea…"

John R. presents Investing to Beat Inflation posted at Live Money Smart, saying, "If you’re not worried about inflation yet, you should be. Here are some tips to stay ahead of inflation in the coming years."

etrades presents Why Buy Silver Bullion? posted at eTrades, saying, "Buying Silver Bullion is becoming hugely popular. At present, silver is relatively cheap if you compare it to the cost of gold. With it’s lower price, the vast majority of people can afford to buy greater quantities of it. If you compare it to gold, your average person may be able to afford 1 ounce whereas the same person purchasing silver could buy many more times that amount."

Shaun Connell presents 5 Financial Tips for Right Now posted at Financial Planning, saying, "Don’t just read financial advice. That’ll just waste your time. Instead, make sure to find something you can actually do in the next few minutes — and don’t get up till you do them."

Jack Schmidt presents To "B" or Not to "B" – That Is the Budget posted at SectorMatic Money Journal, saying, "Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal. It’s for you!"

nickel presents Zecco: Still the Best Online Broker? posted at fivecentnickel.com.

ifvat presents The Beginner’s Guide to Stock Market Investing Risk Tolerance posted at ifvat, saying, "Knowing your risk tolerance will help you establish an investment style and help you feel confident when you and your broker make investment decisions. Even though there are multiple investment types, there are really only three specific investment styles – and those styles are directly related to your personal risk tolerance. Those styles are commonly known as moderate, conservative and aggressive."

Destroy Debt presents How to Break the Cycle of Debt posted at Destroy Debt.

debt kid presents I Lost a Ton of Money – Now What? posted at DebtKid.com.

Savings Toolbox presents Consignment Shops Help You Save and Make Money posted at Savings Toolbox.

Jack Schmidt presents Check Your Impulse Spending At the Door posted at SectorMatic Money Journal, saying, "Personal Finance – Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal!"

Larry Russell presents Most Individual Investors Are Poor Personal Portfolio Managers | Personal Investment Management posted at THE SKILLED INVESTOR Blog, saying, "Investors more easily understand investment costs that are directly measurable, such as fees deducted on investment statements. However, many investors ignore or are unaware of the opportunity costs of their sub-optimal investment behaviors. Opportunity costs are usually much more difficult to measure directly, but these investment costs can be even higher than more visible investment fees."

Shaun Connell presents Being Frugal is Just the First Step posted at Financial Planning, saying, "Your financial plan shouldn’t be just about coupons, cutting costs and finding great deals. Being frugal is just step one in personal financial planning."

Patrick @ Cash Money Life presents Leave Your Money in Your Retirement Accounts! posted at Cash Money Life, saying, "Leave your money in your retirement accounts to avoid early withdrawal penalties and taxes, and give yourself a better shot at being prepared for retirement."

That concludes this edition. Submit your blog article to the next edition of the carnival of net worth using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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