The grass is starting to grow, and as a proud homeowner, I have a decision to make.  Do I drag out the lawnmower, trimmer, and edger, and put in some sweaty hours of hard work to tackle the job every week?  Or do I go the lazy route and pay someone else to do all [...]

I know, you’re sick of hearing about swine flu – and so am I.  Personally I think it’s overhyped, as the media tends to do with any sort of disease.  That being said, I’m not a doctor, and I don’t know if this is something worth really getting scared about.  Also, lots of regular folks [...]

During a great discussion with @PaulRushing, I got to thinking, is it ok to send out sponsored tweets?  While this is far from a Twitter blog, I think this has a very real relationship to personal finance.  After all, if you do accept money to tweet a certain message, that’s money that you could put [...]

This is a follow-up to my post entitled: Are you willing to change? from last week.  So you’ve realized that your financial situation just isn’t working.  You have a problem, and you’ve admitted it – good.  But it’s not good enough.  You have to change, and do it quickly.   The financial choices you’ve made so [...]

Welcome to the May 6, 2009 edition of the carnival of net worth. David presents APR vs. APY posted at Personal Finance Ology, saying, "Get informed on the difference between apr and apy, and learn how to shop around for the best financial products." Relax presents The art of taking risk posted at The Wise [...]

If you’re self employed, or even partially so, tomorrow’s an important day.  Quarterly estimated tax payments are due tomorrow, April 15th. So if you’re a slacker like me, you better get cracking and file your taxes!  I just made a cool $2000 payment via EFTPS, after it finally let me log in.  It seems like [...]

There comes a time in everyone’s life when they wake up from the financial nightmare that they’re in, and realize something needs to give.  Whether it’s the realization that credit cards aren’t free money, or ever-growing car loans, or a mortgage reset catastrophe – most of us have been there. Congratulations, that’s the first step [...]

Anyone who’s spent any time in the car business, or probably sales in general, knows exactly what debt motivation is.  Management is always encouraging salespeople to spend every dollar in their bank accounts, buy new cars, and even buy houses.  With all those big payments due every month and no savings to fall back on, [...]