Nothing can increase in price forever without some corrections along the way. One has to wonder if that day of correction is coming for Silver. After all, the spot price of silver sits at $18.71 per ounce as of right now – that’s up from as low as $11.75 per ounce in August of 2007. [...]

Every smart llama needs a financial plan.  To put that plan into place, you need to have some core principals relating to money – principals that you stick to no matter what.  Or, at least do your best to stick to.  Sometimes real life emergencies and situations come up to throw our plans off.  But [...]

About 2 weeks ago I made an odd spontaneous purchase.  Littleton coins had a special deal on American Silver Eagle coins – just $15.95 per coin, limit 5.  I went ahead and placed an order for 3 coins.  Luckily for me the website timed out during my order, and it resulted in a double order.  [...]

I’ve never really been a big Myspace fan.  Truth be told I don’t really “get it”.  I know I sound old when I talk like that ( and I’m not! )  But yesterday I did sign up for a myspace account, and it looks really, sad.  See, I have no friends, except for Tom.  And [...]

In the past, it was everyone’s goal to become a millionaire by the time they retire, so they wouldn’t have to worry about money. Well folks, the world is changing, and a measly million bucks isn’t likely to carry you through retirement. Unless you like eating rice and beans everyday, that is. Most of us [...]

I’ve mentioned Zecco a few times here at Llama Money, and I believe that it’s the smartest way to buy individual stocks for the beginning investor.  With $4.50 stock trades for anyone, or $0 trades for those with $2500 in their account, the prices are unbeatable.  Note: you get 10 $0 trades per month if [...]

When you’re investing for your future, the one thing that many ( dare I say most? ) people forget to consider is the effects of inflation. Inflation has an incredibly powerful effect on the value of your money, and if you ignore it, your standard of living will be much, much lower than you expect. [...]

It’s that time of the month again.  No, not that time, but time for my 4th electric bill at my new house.  The bill is to your left – just click on the thumbnail to see the information full size.  My total bill came to $146.65, or just a hair less than I paid in [...]

Recession.  Mortgage crisis.  Subprime meltdown.  Credit crunch.  Falling dollar.  Stock market crash.  Inflation. If you’ve turned on the TV or opened a newspaper this year, then you’ve been bombarded with these terms.  The media is all over these terms, and they’re playing it up as they are prone to do.  Granted, we do have some [...]

If you’re a new homeowner, then likely you were shocked with your first couple energy bills.  It seems that when I bought my house late last year, I underestimated how much energy would cost.  Yes, I knew that by going from a decent sized apartment to a 2700+ square foot, 2 story home, my energy [...]